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Act Two: Fall 2009

We catch back up with the people we met in 2008, to see how they've fared over the last 18 months. We talk to Clarence Nathan, who in 2008 received a half million dollar loan that he said he wouldn't have given himself; Jim Finkel, a Wall Street finance guy, who put together and managed complicated mortgage-based financial securities; Richard Campbell, the Marine who was facing foreclosure; and Glen Pizzolorusso, the mortgage company sales manager who led the life of a b-list celebrity.

Madoff

Host Ira Glass speaks with Harold Wilshinsky about a piece of advice he gave to his daughter and son-in-law over 15 years ago: Take your money out of the hands of Bernie Madoff, and diversify. Reluctantly, they listened to Harold, even though his son-in-law's family was making a fortune investing with Madoff.

Prologue

Host Ira Glass talks to Eddie Schmidt about his Aunt Mary, the source of the best stories in his family—including how she was so cheap she stole azalea bushes from the side of the highway.

Prologue

Host Ira Glass tells the story of Chris Sewell, who was living on the street and yet somehow managed to find $610,940 of lost money that belonged to the city of New York, hidden away on the Internet.

Act One: Dave Knows

The story of a man who might have a better grip on what's going on in the economy of middle-class America than all the experts you ever read in the paper or see on TV. Dave Ramsey hosts a call-in radio show about personal finance, but he ends up answering questions about more than money.

Prologue

Host Ira Glass talks with Adam and Wendy, a couple whose world view was changed when they bought a house. Adam and Wendy were the kind of people who believed that most people by and large were good, and their motives by and large honest.

Act One: No Receipt, No Surrender

Jen's mom Sheila does things like this: She buys a brand name at a discount store, and then returns it to a fancy store for a full refund. She thinks you're a sucker if you don't take advantage of opportunities like that.