NPR reporter and Planet Money contributor Chana Jaffe-Walt reports this story of what it really looks like when a bank fails and is taken over by the FDIC. She talks to the former employees and a handful of FDIC staff about the Friday night when the Bank of Clark County was interrupted and closed by 80 FDIC employees, who had every step of their secret operation down to a science.

Alex Blumberg and NPR correspondent (and "Planet Money" reporter) Dave Kestenbaum examine what went wrong with the credit ratings agencies. When all these financial instruments that brought down our economy—the mortgage backed securities, the derivatives—were originally issued, the rating agencies (Standard and Poors, Moody's and Fitch) gave many of these things their top rating of triple-A.

There's a town in Florida where if you shoplift, and get caught, a judge will send you back to the scene of your crime to stand in front of the store, with a large sign that reads "I stole from this store." Ira and producer Lisa Pollak talk to one such teenager who was caught stealing from a convenience store, the supervisor overseeing her punishment, and the judge who sends her there.

Administrators have tried everything to curb drinking at Penn State, and nothing has worked. Producer Sarah Koenig reports on why this issue is so hard to tackle, and on how students react when a student dies from alcohol poisoning.

Host Ira Glass talks to Rob Lamberts, a doctor and blogger in Georgia, who describes the crazy world of medical billing, where armies of coders use several contradictory different systems of codes...and none of it makes us healthier.

Ira talks to Aziz Huq about whether cases like Lahkani's will continue to be pursued under the Obama administration, and why that's problematic.

Host Ira Glass describes the scene at a courthouse resource center in lower Manhattan where people learn how to represent themselves in civil court. Attorney Ruth Sharfman, who assists at the center, tells Ira that some of the pro se litigants are more prepared for the job than others.

When Eric Hayot was 23, he went on an exchange program to China one summer. He took an opera class on a lark, and before he knew it, he was on stage, singing the part of a famous judge.

Dave Hill tells us about his job at a homeless shelter in New York. He liked the job—even the most menial parts.

Anna Boiko Weyrauch talks with a woman in the West African country of Ghana about the internet dating scams she has pulled on white Americans. The woman says she felt guilty about the scams and eventually came clean to her marks.

When Barack Obama chose Rick Warren of Saddleback Church to give a prayer at his inauguration, gay and lesbian groups cried foul, because of Warren's past remarks about homosexuality and gay marriage. But Rick Warren's constituents—Christian conservatives—also got angry.

Ira talks with David Ellis Dickerson about some of the bait and switch techniques David used when he was an evangelical trying to bring converts to the Church. Then Ira talks with author and evangelical Jim Henderson, who argues that evangelicals should follow Jesus's example not through conversion, but by simply befriending non-believers.

Reporter Chris Arnold visits a foreclosure prevention event to find out the painful truth about the mortgage crisis: 90% of foreclosures are being enforced by servicing companies not because it helps the banks to foreclose, and not because home owners aren't interested in renegotiating their loan terms, but because there's just no system in place to handle the sheer volume of loans that need help.

Planet Money's Chana Joffe-Walt explains why prescription drug coupons could actually be increasing how much we pay, and prevent us from even telling how much drugs cost.

Are doctors to blame for the rising costs? NPR Science Correspondent Alix Spiegel reports on the shocking results of studies about varied health care spending. Hear more health care stories this week from Alix at npr.org.

Our story about Hemant Lakhani's case continues, through the sting and the trial.

Our crack economics duo, Producer Alex Blumberg and NPR International Economics Correspondent Adam Davidson, on how a dead, slutty, elitist British man, John Maynard Keynes, is about to take over the American economy. President Obama's new stimulus plan relies on Keynes'; theory, which says that government can spend its way out of a downward economic spiral.

NPR reporter David Kestenbaum tells host Ira Glass about the time, when he was doing graduate work in physics, he and his other single friends decided to figure out the mathematical probability that they'd find girlfriends. They wanted to know what the chances were that there was more than one person in the world for them.

Ira goes to one of the nation's great manufacturers of fine print: The U.S.Congress. He reports on a recent House subcommittee hearing on a practice in the health insurance industry—buried in that industry's own fine print—called rescission.

Host Ira Glass plays clips from TV in a recent senate hearing and talks about how confusing the current banking crisis is.  But fortunately today, we have the team that brought us our show that explained the mortgage crisis a year ago, back to explain entire the banking system in 40 minutes.

Host Ira Glass talks with NPR correspondent Adam Davidson about a black tie event he attended in the spring of 2008. The event was an awards dinner for finance professionals who created the mortgage-based financial instruments that nearly brought down the global economic system.

Adam Davidson and Chana Joffe-Walt from Planet Money head to the Hunts Point Market in the Bronx, a bustling area of vegetable and fruit commerce that only comes alive at night. Planet Money is a co-production of NPR News and This American Life.

Alex Blumberg and Adam Davidson recount how four accidental steps led to enacting the very questionable system of employers paying for health care.

Or is the problem the patients? Producer Lisa Pollak reports.